*Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you’d like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles. COMMENTARY When I first read about the trend for employers to check their potential employees’ credit histories, I let out a sigh of relief. I was hired more than a decade ago. But then I    .. more …

VERO BEACH ” A Tampa man with false identification is charged with passing fraudulent American Express travelers’ checks at local stores.An employee of the Publix store on Miracle Mile alerted law enforcement on Monday of a questionable check cashing. Off-duty Indian River County sheriff’s Deputy Fletcher McClellan saw the suspect leaving the store and followed him.That led to police surrounding    .. more …

Former Credit Suisse Group AG (CSGN) employee David Higgs said he will plead guilty to a conspiracycharge related to the intentional mismarking of prices tied tosecurities including collateralized debt obligations . Another former bank employee, Salmaan Siddiqui , will pleadguilty later today, a person familiar with the case said. Switzerland’s second-largest bank said in February 2008 itwould    .. more …

OLDWICK, N.J.–(BUSINESS WIRE)– A.M. Best Co. has upgraded the issuer credit rating (ICR) to “bbb-” from “bb” and the indicative debt ratings of FBL Financial Group, Inc. (FFG) [NYSE: FFG]. These ratings have been removed from under review with positive implications and assigned a stable outlook. Concurrently, A.M. Best has affirmed the financial strength rating of A- (Excellent) and ICR of “a-”    .. more …

Loan companies giving loan without the credit checks require you to have a valid bank account, a stable salary and an age more than 18 years. These small stipulations are required to be fulfilled. If any citizen of UK satisfies these conditions than the loan company will consider his/her application for the loan. The cash loans no credit checks are available to everyone with same process. You just    .. more …

There are lots of loan institutes and loan lending companies in the market that provide numerous loan, you can avail any one of them according to your requirements. Quick payday loan is a short term loans and provided for a short period of time. You can apply for payday loan for your small needs. If you don’t have fax machine and want to avail loan quickly, don’t worry now you can take the loan    .. more …

Part 1 of 2-Part Story As the tide of anger against big banks continues to swell, credit unions are reaping the benefit.”Sometimes I think I should call the banks and say thank you – thank you for raising your fees,” says Paul Snyder, vice president of marketing at CSE credit union. “People tell us they are sick and tired of it all. They say, ‘Banks cause the problem, took our tax dollars    .. more …

SOUTHFIELD, Mich., Jan. 30, 2012 /PRNewswire/ –Open Dealer Exchange, LLC, a technology leader that streamlines the auto buying process for lenders, FI product providers and dealers, today announced a partnership for integration with VW Credit, Inc. (VCI), the captive finance company which provides competitive financial products and services specifically to Volkswagen and Audi dealers and their    .. more …

The Gulf Cooperation Council (GCC) banks are well capitalised but they need to invest more in risk management to ensure long-term sustainable growth, according to Moodyrsquo;s Analytics.Moodyrsquo;s Analytics, a subsidiary of global credit rating agency Moodyrsquo;s, is also open to partnering with Qatarrsquo;s credit bureau for strengthening the qualitative research.ldquo;Banks in certain GCC    .. more …

Is your bank snooping on you? Increasingly, the likely answer is yes. Banks are harnessing new tools to dig into your financial psyche. Credit bureaus and software companies are rolling out more data-digging services, ranging from behavioral scores that measure how and when you spend money to estimates of your liquid wealth, which is any asset easily converted into cash. Banks are using the    .. more …