*Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you’d like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles. COMMENTARY When I first read about the trend for employers to check their potential employees’ credit histories, I let out a sigh of relief. I was hired more than a decade ago. But then I    .. more …

NASHVILLE, Tenn., Feb. 3, 2012 /PRNewswire/ –Long time gold investor and author, Brad Gilmore , has released a new book entitled, Insider Secrets to Making Money with Gold. In it, he claims that financial guru Dave Ramsey has been lying to his followers about gold in order to make even more money.”It’s a shame that Dave Ramsey is taking advantage of the trust of his listeners. I’ve seen how this    .. more …

Credit repair requires courage. If you see something on your credit report that does not look familiar to you, you have the right to dispute it with the credit bureau. To hold back would be a great mistake. Do not attribute the credit bureaus with infallibility. The truth is far different. Errors abound. And Dispute AgainErrors, generally, are not the fault of the credit bureaus, but the    .. more …

About Your Credit File- What You May Not Know Every item listed on your credit report must be proven. If a credit bureau investigates an item and cannot verify that it has been reported correctly, then it must be removed from your file whether it’s true or not.Whenever there is a negative item on your credit report, you can challenge or deny the negative report at any time. If the item can’t be    .. more …

VERO BEACH ” A Tampa man with false identification is charged with passing fraudulent American Express travelers’ checks at local stores.An employee of the Publix store on Miracle Mile alerted law enforcement on Monday of a questionable check cashing. Off-duty Indian River County sheriff’s Deputy Fletcher McClellan saw the suspect leaving the store and followed him.That led to police surrounding    .. more …

Postcards are one of the easiest ways to market just about any business. They not only allow you to sell your company, but due to their form and size, they allow you to easily and quickly spread it over a large region. However, many companies are losing money due to their ineffective implementation. Below are five steps to ensure you’re getting the maximum results from your postcard marketing    .. more …

Affiliate marketing is an easy way to start making money online. It involves acting as an affiliate for online vendors or merchants. When you sell their products, you are paid a commission.This essentially means you don’t need to have any products of your own to sell. There is no need to manufacture or create the product, keep inventory in store, arrange for delivery or shipping or provide    .. more …

While the skill of being able to accurately evaluate each horse’s chances of winning is essential to making money betting on horses, the best handicapping in the world is useless if you can’t also manage your money well. I often say that good money management will get you through a tough run at the races better than good handicapping will. When you think of wagering on horses as an investment, it    .. more …

Former Credit Suisse Group AG (CSGN) employee David Higgs said he will plead guilty to a conspiracycharge related to the intentional mismarking of prices tied tosecurities including collateralized debt obligations . Another former bank employee, Salmaan Siddiqui , will pleadguilty later today, a person familiar with the case said. Switzerland’s second-largest bank said in February 2008 itwould    .. more …

OLDWICK, N.J.–(BUSINESS WIRE)– A.M. Best Co. has upgraded the issuer credit rating (ICR) to “bbb-” from “bb” and the indicative debt ratings of FBL Financial Group, Inc. (FFG) [NYSE: FFG]. These ratings have been removed from under review with positive implications and assigned a stable outlook. Concurrently, A.M. Best has affirmed the financial strength rating of A- (Excellent) and ICR of “a-”    .. more …